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Barclaycard Credit Cards

Issuer	Balance Transfer	Balance Transfer Fee	Intro Purchases	Typical APR Variable
Barclaycard Simplicity	n/a n/a	n/a	n/a	6.8% APR

Perhaps the most well-known of all UK credit cards, some Barclaycards allow 0% balance transfers for a little over the first year of taking the card, although, like many other credit card providers today, this service comes with a handling fee.

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Barclaycard joins the 0% credit cards in offering no interest for an initial period of time from opening the account, after which time interest become payable at a variable rate.

If you want to apply for a credit card, Barclaycard Flexi-Rate credit card represents the standard offering to customers - but other versions are available.

These are Barclaycard Simplicity - for borrowers with an 'excellent credit rating' that stays at a consistent low rate, Barclaycard Platinum that requires a minimum salary, Barclaycard Initial, that is available to people rebuilding their credit rating (but comes with a higher rate), Premiership Barclaycard for football fans looking for discounts in selected sports stores and the self-explanatory Graduate Barclaycard which offers a low rate but limited balance.

Each of the Barclaycard credit cards are interest-free for different time periods and come with their own features, terms and conditions.

Can you save money by switching to another credit card? Find out with Moneyextra's comparison service.

Last updated July 2008

Nothing in this article constitutes investment advice or a recommendation by Moneyextra to invest in any product, or employ any service, mentioned or advertised.